Saving for retirement can be the best way to build your wealth, especially through a workplace 401(k) account, since you can put the money away before taxes to grow tax-free until you have to withdraw the money. Most importantly, you save the money before you have a chance to spend it. I call that "hiding the money from yourself" and it really works! If you don't already have a plan, put retirement savings planning on the top of your to do list for 2019!