After completing (hopefully) our last college tour today, I was reflecting on the process for planning and saving for college for my son, who will be attending in the Fall. The process is definitely not simple or easy - SAT preparation courses / tutors, taking the SAT multiple times (including subject matter tests), filling-out applications for multiple schools and then the angst of waiting to see where you get in. Then there is the depression of rejection, the uncertainty of "waitlist," and the struggle of choosing between the schools that accepted you. It's a roller coaster of emotions, for sure. For your child, it can be the first time in their life where they truly have difficult choices to make.