It seems like retail investors are "all in" to the stock market while many institutional investors are being very cautious about putting more money to work in this market. The fundamental question right now is whether stay in cash to be safe in case the market crashes, or put your money in stocks so you don't miss out on what will surely be a continued climb upward consistent with the long-term trend (75% of years are up, 25% are down as I discussed in a recent