Practical Steps to Move Away From Fiat and Toward Bitcoin
Introduction
The modern financial system runs on fiat currency—money backed by governments, not by scarcity or intrinsic value. For decades, we’ve accepted this system as normal: salaries paid in fiat, savings in fiat, investments denominated in fiat.
But as inflation erodes purchasing power and governments pile on debt, more people are asking: What comes after fiat?
For many, the answer is Bitcoin. Not a speculative trade, not a get-rich-quick scheme, but a shift toward sound money that is borderless, decentralized, and immune to arbitrary debasement.
Moving away from fiat and toward Bitcoin doesn’t happen overnight. It’s a process—one that requires education, intentionality, and practical steps.
Here’s a roadmap to get started.
Step 1: Start with Education
Before moving a single dollar into Bitcoin, take time to understand what it is and why it matters. Many who rush in without learning the fundamentals panic at the first price dip or fall prey to scams.
Read the classics: The Bitcoin Standard, Layered Money, Broken Money
Listen to Bitcoin-only voices: What Bitcoin Did, TFTC, Stephan Livera Podcast
Follow open-source development: Learn about Bitcoin’s decentralized maintenance
Knowledge builds conviction—and conviction keeps you from making emotional mistakes.
Step 2: Get Off Zero
The first practical step is to own some Bitcoin, even a small amount.
Start with trusted apps: Strike, Swan Bitcoin, Cash App
Use dollar-cost averaging (DCA): Buy small, regular amounts automatically
Avoid leverage: Ownership > speculation
Even $20 in Bitcoin is enough to make the network feel real.
Step 3: Take Self-Custody
Buying Bitcoin is only half the journey. True sovereignty comes when you control the keys.
Use hardware wallets: Coldcard, Trezor, Ledger
Learn best practices: Backup seed phrases on paper or metal
Consider multisig: Spread keys across locations for security
No intermediaries. No counterparty risk.
Step 4: Think in Bitcoin
Break the habit of measuring everything in dollars.
Track sats per dollar with apps like Mempool.space or Moscow Time
Look at the long term: Focus on purchasing power, not short-term price moves
You’ll see fiat losing value while Bitcoin’s supply stays fixed at 21M coins.
Step 5: Use Bitcoin Where Possible
When it makes sense, spend Bitcoin to close the loop:
Lightning payments: Strike, Wallet of Satoshi
Support Bitcoin merchants: OpenNode, BTCPay Server
Cross-border payments: Remittances, donations, censorship-resistant transactions
Bitcoin isn’t just for holding—it’s money.
Step 6: Build a Bitcoin-Native Life
As you grow more comfortable:
Explore retirement options: Self-directed IRAs, custody solutions
Use Bitcoin-backed loans: Borrow without selling, minimize tax events
Donate in Bitcoin: Give directly, no middlemen
This isn’t an overnight exit from fiat—just a gradual migration.
Step 7: Educate and Onboard Others
Bitcoin adoption spreads one conversation at a time:
Gift small amounts for birthdays or graduations
Host meetups or workshops
Stay humble, stack sats: No price predictions—just education
Empower others. Don’t preach.
Final Thoughts
Moving away from fiat and toward Bitcoin is about sovereignty, not speculation.
Each step you take reduces your exposure to fiat’s flaws and strengthens your independence. Over time, you’ll build a parallel life—one measured in Bitcoin, not in a currency governments can debase at will.
The shift has already begun. When will you start your journey?
Not financial or legal advice, for entertainment only, do your own homework. I hope you find this post useful as you chart your personal financial course and Build a Bitcoin Fortress in 2025.
Thanks for following my work. Always remember: freedom, health and positivity!
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Well put. Thank you for confirming what I have said for 3 years.